As Low As 1.99% APR - Zero Money Down - Up to 84 Months on O.A.C.

Offer available on all pre-owned vehicles.

Contact dealer for more details!

Bad credit, no credit, first time buyer, repos, bankruptcy, foreclosures, we can help! No drivers license needed! Give us a call for a fast and easy pre-approval. Our lenders compete for your business!

Please click here to fill out a finance application.
             Call for Full Details.  

Welcome to SC Car Zone's Finance Department. We're equiped to provide you a wide range of financing options for your vehicle purchase. We have affiliations with over 200 credit unions and some of the most better known finance companies to get you the best terms to meet your specific financial needs in addition to our own competitive in house financing arrangements in special circumstances. 

Our experienced finance personnel are specialists in assisting customers with all types of credit, from good to not so good. At SC Car Zone we will leave no stone unturned to assist you to qualify for an auto loan. Even if you have no credit and are trying to establish credit for the first time, or if you have serious 'dings' on your credit report, our Finance professionals will work with you to secure a no credit car loan if your situation demands it. SC Car Zone is committed to finding you the perfect car loan company to suit your car finance needs.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!

Costa Mesa Quality Car Loan - SC Car Zone Financing

SC Car Zone wants to help you buy a car that fits your budget and needs. Our professional financing experts will secure you a car loan in the Costa Mesa area.

Fill out our financing contact form so we can get in touch with you to answer any of your financing questions. If you prefer, call us or come in to SC Car Zone at 2901 Harbor Blvd. to speak to an experienced financing professional.

Related Links



  • Monday 9am-8pm
  • Tuesday 9am-8pm
  • Wednesday 9am-8pm
  • Thursday 9am-8pm
  • Friday 9am-8pm
  • Saturday 9am-8pm
  • Sunday 10am-8pm
After hours operation "BY APPOINTMENT ONLY"